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Personal finance, built for Mac

Our Financial Journey,
Reimagined

A private, local‑first finance app built around our Macs. No bank logins. No cloud. No subscription. Free, forever.

Free forever No bank logins No cloud Stays on our devices

Know where we are.
See where we're going.

Let's stop comparing ourselves to everyone else. Perfinova keeps us focused on the only comparison that matters, where we are today versus where we want to be tomorrow.

Our roadmap. Our pace. Our future.

A complete financial picture.

Six tools that work as one, so our whole financial life finally fits on a single screen.

Net worth, tracked daily

Daily snapshots show momentum with month‑ and year‑over‑year change.

Budgets that keep us honest

Calm blue when we're on plan. Red the second we're over.

Investments, priced live

Holdings refresh with delayed market quotes, and gains roll straight into net worth.

↑ 18.4%

A clear path out of debt

Add a little extra principal and watch the months and interest disappear.

Reports that tell the story

Net worth, income vs. expenses and category trends, in clean, printable charts.

Every dollar, categorized

Smart rules sort each transaction automatically. Set them once and forget it.

Housing Dining Groceries Travel

Ask AI · 100% local

Ask anything about our money.

“How much did I spend on dining last month?” Get answers in plain English, and proactive alerts before things go off track.

Am I on track for my emergency fund?

Yes, we're 82% there, on pace to finish by September with $3,200 to go.

Privacy

Our data never
leaves our Macs.

No bank credentials. No cloud account. No telemetry. Everything we import stays in local files on our machines, exactly where it belongs.

Bank credentials

Never requested

Cloud sync

Never happens

Telemetry

Zero, always

Data sold or shared

Never

Internet

Fully optional

Subscription

None, ever

Free. Forever.
No catch.

No trials, no upsells, no ads, no “premium” tier hiding the good parts. The whole app, free, because our financial clarity shouldn't have a price tag.

Start our journey today.

Download Perfinova and see our whole financial life in about fifteen minutes.

Download Perfinova Free on the Mac App Store · No account required

Our Financial Journey,Reimagined

Know where we are.See where we're going.